Harmony, Florida Real Estate

Harmony, Florida, nestled in Osceola County, is an idyllic community that offers a harmonious blend of natural beauty and modern amenities. The real estate market in Harmony is a sought-after destination for those seeking a serene and family-friendly environment. With its picturesque landscapes, abundant green spaces, and numerous lakes, Harmony provides a tranquil setting for residents. The real estate options range from charming single-family homes to luxurious estates, catering to diverse lifestyles and budgets. Residents also enjoy access to top-notch schools, recreational facilities, golf courses, and a vibrant town center. Harmony, Florida, truly exemplifies a perfect balance between nature and modern living, making it an enticing choice for real estate enthusiasts.

Latest Real Estate in Harmony Florida

3301 Schoolhouse Road, St Cloud (Harmony)

$1,750,000

7 Beds ⋅ 5 Baths ⋅ O6452090 MLS

**LOCATION, LOCATION, LOCATION! LUXURY LIVING IN HARMONY — A COMMUNITY THAT FEELS LIKE ITS OWN LITTLE TOWN!** Welcome to an extraordinary, luxuriously upgraded custom estate offering approximately 6,345 square feet of living space, 7 bedrooms, 5 full bathrooms, 1 half bathroom, and a 5-CAR GARAGE! Nestled in the beautiful master-planned community of Harmony, this remarkable residence combines grand architecture, extensive renovations, and an exceptional Florida lifestyle! **THE BIG-TICKET UPGRADES ARE ALREADY DONE!** Featuring a NEW METAL SHINGLE ROOF (2024), ALL THREE A/C UNITS REPLACED (2022), TWO NEW GAS WATER HEATERS (2022), a COMPLETELY RENOVATED KITCHEN, ALL NEWLY RENOVATED BATHROOMS featuring luxurious upgraded toilets, and stunning NEW GRANITE FLOORING! These substantial improvements bring modern comfort, elegance, and sophistication to this exceptional residence. Step inside and discover SOARING CEILINGS, dramatic architectural details, elegant columns, expansive living areas, and beautiful finishes. The newly redesigned kitchen serves as a stunning centerpiece for everyday living and entertaining, while the spacious floor plan offers incredible flexibility for guests, multigenerational living, and those who appreciate room to spread out. **YOUR PRIVATE ENTERTAINMENT PARADISE!** Enjoy your own SWIMMING POOL, OUTDOOR KITCHEN, dedicated THEATER ROOM, and extraordinary ROOFTOP ENTERTAINING DECK WITH SPA! Imagine hosting unforgettable gatherings, relaxing beneath the stars, or enjoying the Florida sunshine from your private retreat. This home was designed to impress! **BUT THE LIFESTYLE DOESN'T END AT YOUR FRONT DOOR!** Harmony is so much more than a neighborhood — it's a charming, thoughtfully planned community with the feeling of its OWN LITTLE TOWN! Enjoy nearby SCHOOLS, EARLY CHILDHOOD EDUCATION OPTIONS, RESTAURANTS, SHOPPING, DOG DAYCARE & DOG SPA SERVICES, COMMUNITY SWIMMING POOLS, TENNIS & BASKETBALL COURTS, PLAYGROUNDS, PARKS, and miles of scenic WALKING & BIKING TRAILS! Discover beautiful BUCK LAKE with its LAKESIDE BEACH AREA, fishing, kayaking, canoeing, and recreational boating opportunities. Golf enthusiasts will appreciate the beautiful HARMONY GOLF PRESERVE, while nature lovers can embrace the picturesque lakes, open spaces, and natural surroundings. The charming town center adds convenience and character, bringing everyday essentials and recreational opportunities together in one remarkable community! Convenient access to US-192 connects residents to St. Cloud, shopping, dining, and greater Central Florida while maintaining Harmony's distinctive small-town atmosphere. **WHY SETTLE FOR ORDINARY WHEN YOU CAN HAVE EXTRAORDINARY?** A luxuriously renovated custom estate, substantial system upgrades, incredible entertainment spaces, and an exceptional community lifestyle! **EXPERIENCE THE HOME. DISCOVER THE COMMUNITY. LIVE THE HARMONY LIFESTYLE!** Schedule your private showing today!

3301 Schoolhouse Road, St Cloud (Harmony)

Courtesy of INTERMIX REAL ESTATE INC

$445,000

4 Beds ⋅ 3 Baths ⋅ S5160044 MLS

Welcome home to Harmony! This beautifully maintained single-story 4-bedroom, 3-bathroom home offers easy, comfortable living in one of St. Cloud’s most sought-after master-planned communities. A charming front porch greets you at the door, and inside you’ll find wood flooring, custom interior shutters, and a separate flex room that works well as a home office, study, or guest space. The kitchen features a breakfast bar overlooking the living area, plus an eating space for casual meals. The primary ensuite is a true retreat, with a custom built-in closet, a walk-in shower, dual vanities, and a separate water closet. The inside laundry room adds everyday convenience, and a new roof gives you peace of mind. Out back, the fully fenced yard is ideal for pets, play, and entertaining. A front-loading garage completes the home. Harmony residents enjoy resort-style pools, a fitness center, tennis and racquetball courts, playgrounds, a dog park, and miles of trails. Fish from the pier or boat on Buck Lake, play a round of golf, and walk to Harmony Square for dining and shopping. Harmony’s schools are right in the neighborhood, and the Turnpike and Lake Nona Medical City are minutes away. *Click on VIRTUAL TOUR LINK 2 for a 3-D walkthrough of this home*

3214 Bayflower Ave, Harmony

Courtesy of DREAM BUILDERS REALTY

7083 Mottled Duck Drive, St Cloud (Harmony)

$367,993

3 Beds ⋅ 2 Baths ⋅ O6452022 MLS

Welcome to this beautiful single-story home in the desirable Harmony area of St. Cloud! Featuring 3 bedrooms, 2 bathrooms, and approximately 1,504 square feet of living space, this home offers a comfortable and functional layout. Built in 2024, the property features a modern design and a great opportunity for buyers seeking a newer home in Central Florida. Conveniently located near shopping, dining, parks, schools, and major roadways. Don’t miss the opportunity to make this home your own! Schedule your private showing today.

7083 Mottled Duck Drive, St Cloud (Harmony)

Courtesy of KELLER WILLIAMS LEGACY REALTY

6873 Yellow Warbler Bend, St Cloud (Harmony)

$534,990

5 Beds ⋅ 5 Baths ⋅ O6450872 MLS

Under Construction. Welcome to 6873 Yellow Warbler Bend, Saint Cloud, FL — a stunning new construction home built by M/I Homes. This 2-story home offers 3,119 square feet of thoughtfully designed living space, featuring 5 bedrooms, 4 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas, ideal for everyday living and entertaining. The quality of design is evident throughout, with well-appointed finishes and a functional layout that maximizes every square foot of the home. The owner's bedroom features a private en-suite bathroom, providing a comfortable retreat. Additional bedrooms offer generous space for family, guests, or flexible use. The covered lanai extends the living area outdoors, perfect for enjoying the Florida climate year-round. This home is situated in a well-planned neighborhood with convenient proximity to parks and recreational areas, making it an excellent setting for an active lifestyle. The quality of design from M/I Homes ensures lasting value and comfort in this move-in ready home.

6873 Yellow Warbler Bend, St Cloud (Harmony)

Courtesy of KELLER WILLIAMS ADVANTAGE REALTY

7133 Indiangrass Road, St Cloud (Harmony)

$511,000

5 Beds ⋅ 4 Baths ⋅ G5119277 MLS

Looking for More Space, More Privacy, and the Perfect Setup for Multigenerational Living? This Harmony Home Has It All! Discover the Rare Combination of a Spacious 4-Bedroom Main Residence, a Completely Separate 1-Bedroom Guest Apartment, and an Expansive, Privately Fenced Backyard! Whether You’re Accommodating Extended Family, Welcoming Children Home, Hosting Overnight Guests, or Simply Looking for Room to Spread Out, This Property Offers the Flexibility, Comfort, and Lifestyle Today’s Buyers Are Searching for. The Main Residence Features 4 Bedrooms and 2.5 Bathrooms, Granite Countertops and Vanities, Solid Wood Cabinetry, and Plantation Blinds Throughout. Above the Oversized Garage, You’ll Find a Separate 1-Bedroom, 1-Bathroom Guest Apartment with Its Own Private Entrance, Kitchenette, Bedroom, and Full Bathroom. This Self-Contained Living Space Is Ideal for Adult Children, Extended Family, Visiting Guests, or Anyone Seeking Additional Privacy and Independence While Remaining Close to Loved Ones. Step Outside to Enjoy the Expansive, Privately Fenced Backyard and Screened Back Porch, Complete with an Outdoor Kitchen and Electric Awning for Comfortable Shade. The Generous Backyard Offers Plenty of Space for Outdoor Activities and Plenty of Room for a Custom Pool, Subject to Applicable Approvals. A Hot Tub That Conveys with the Property Adds Another Opportunity to Relax and Unwind. Located in the Sought-After Harmony Community, Residents Enjoy a Golf Cart-Friendly Lifestyle, with the Neighborhood’s Elementary, Middle, and High Schools All Accessible by Golf Cart. Community Amenities Include Golf, Swimming Pools, Pickleball, a Clubhouse, Dining Options, and Recreational Activities. Enjoy Meeting Friends for Dinner or Playing a Round of Golf Without Leaving the Neighborhood! Nearby Healthcare Services, Medical Facilities, and Places of Worship Add to the Convenience of Everyday Living. Harmony Also Offers Access to UCF, Orlando International Airport (MCO), Orlando’s World-Famous Theme Parks, Shopping, Dining, and Major Employment Centers. A Rare Combination of Private Outdoor Space and Flexible Living! With Four Bedrooms in the Main Residence, a Completely Separate Guest Apartment, an Oversized Garage, and an Expansive Fenced Backyard, This Property Offers Room to Accommodate Changing Needs While Enjoying the Amenities and Golf Cart Lifestyle That Make Harmony Such a Special Place to Call Home. Hurry Get This One on Your List, This Home Will Sell Fast! Call Today for Your Private Tour!!

7133 Indiangrass Road, St Cloud (Harmony)

Courtesy of CHARLES RUTENBERG REALTY ORLANDO

6855 Yellow Warbler Bend, St Cloud (Harmony)

$554,990

5 Beds ⋅ 5 Baths ⋅ O6450427 MLS

Under Construction. Welcome to 6855 Yellow Warbler Bend, Saint Cloud, FL — a stunning new construction home built by M/I Homes. This spacious 2-story home offers 3,102 square feet of thoughtfully designed living space, featuring 5 bedrooms, 4 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow throughout the main areas of the home. The quality of design is evident in every detail, from the well-appointed finishes to the functional layout that balances comfort and style. The owner's bedroom includes a private en-suite bathroom, providing a relaxing retreat. Additional bedrooms offer generous space for family, guests, or a home office. Enjoy outdoor living on the lanai — a perfect spot for relaxing or entertaining throughout the year.

6855 Yellow Warbler Bend, St Cloud (Harmony)

Courtesy of KELLER WILLIAMS ADVANTAGE REALTY

6783 Yellow Warbler Bend, St Cloud (Harmony)

$559,990

5 Beds ⋅ 4 Baths ⋅ O6450451 MLS

Under Construction. Welcome to 6783 Yellow Warbler Bend, Saint Cloud, Florida — a stunning new construction home built by M/I Homes. This 2-story home offers 3,120 square feet of thoughtfully designed living space, featuring 5 bedrooms, 3 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow between gathering areas, perfect for everyday living and entertaining. The quality of design is evident throughout, with carefully selected finishes and a well-planned floorplan that maximizes both comfort and functionality.

6783 Yellow Warbler Bend, St Cloud (Harmony)

Courtesy of KELLER WILLIAMS ADVANTAGE REALTY

6765 Yellow Warbler Bend, St Cloud (Harmony)

$579,990

5 Beds ⋅ 4 Baths ⋅ O6450480 MLS

Under Construction. Welcome to 6765 Yellow Warbler Bend, Saint Cloud, FL — a stunning new construction home built by M/I Homes. This 2-story home offers 3,556 square feet of thoughtfully designed living space with 5 bedrooms and 4 bathrooms, ideal for comfortable everyday living and effortless entertaining. Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas. The quality of design is evident throughout, from the well-appointed finishes to the carefully planned floorplan that maximizes both style and function. The owner's bedroom features a private en-suite bathroom, providing a relaxing retreat at the end of each day. Outside, a covered lanai extends your living space and offers a perfect setting for relaxing or hosting guests in the fresh Florida air.

6765 Yellow Warbler Bend, St Cloud (Harmony)

Courtesy of KELLER WILLIAMS ADVANTAGE REALTY

$392,900

4 Beds ⋅ 2 Baths ⋅ O6450777 MLS

Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $20,000 + $15,000 FLEX CASH! Picture the next chapter at 7732 Bent Tree Loop in Harmony Central. This completed Adams Homes 1820C provides 1,820 square feet of living space, four bedrooms, two bathrooms and a two-car garage in a welcoming single-story design. Imagine relaxed mornings, sharing dinner and making room for guests, hobbies or a home office. The primary suite provides a comfortable retreat when it is time to unwind. Now available at $392,900, this new-construction home brings together everyday comfort and meaningful purchase incentives. Harmony Central has NO CDD. Compared with published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that represents approximately $194 to $212 monthly in equivalent CDD costs, or approximately $46,610 to $50,799 over 20 years if those annual amounts remain unchanged. This illustration is not guaranteed future savings. CDD assessments vary by property and assessment area, may change annually, and exclude HOA fees and other property taxes. Community amenities include a pool, cabanas and a dog park. CURRENT LIMITED-TIME PROMOTION: $20,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability. Schedule your visit and picture the everyday moments that could begin here.

7732 Bent Tree Loop, St Cloud (Harmony)

Courtesy of ADAMS HOMES REALTY, INC.

$387,900

4 Beds ⋅ 3 Baths ⋅ O6450775 MLS

Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $45,000 + $15,000 FLEX CASH! Picture the next chapter at 7702 Bent Tree Loop in Harmony Central. This completed Adams Homes 2200B provides 2,200 square feet of living space, four bedrooms, three bathrooms and a two-car garage in a welcoming single-story design. Imagine relaxed mornings, sharing dinner and making room for guests, hobbies or a home office. The primary suite provides a comfortable retreat when it is time to unwind. Now available at $387,900, this new-construction home brings together everyday comfort and meaningful purchase incentives. Harmony Central has NO CDD. Compared with published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that represents approximately $194 to $212 monthly in equivalent CDD costs, or approximately $46,610 to $50,799 over 20 years if those annual amounts remain unchanged. This illustration is not guaranteed future savings. CDD assessments vary by property and assessment area, may change annually, and exclude HOA fees and other property taxes. Community amenities include a pool, cabanas and a dog park. CURRENT LIMITED-TIME PROMOTION: $45,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability. Schedule your visit and picture the everyday moments that could begin here.

7702 Bent Tree Loop, St Cloud (Harmony)

Courtesy of ADAMS HOMES REALTY, INC.

$379,500

3 Beds ⋅ 2 Baths ⋅ O6448223 MLS

Experience refined Florida living in The Lakes at Harmony, one of Central Florida’s most sought-after 55+ golf and nature communities. An added value: the CDD bond/debt portion has been PAID IN FULL, with only the O&M portion remaining. This beautifully appointed 3-bedroom, 2-bath residence welcomes you with lush landscaping and an inviting sense of elegance. Inside, the bright open-concept floor plan is enhanced by crown molding and abundant natural light. The stylish kitchen serves as the heart of the home, showcasing 42-inch cabinetry, gleaming quartz countertops, generous workspace and a seamless flow into the spacious living and dining areas. Step outside to the screened lanai, an ideal retreat for morning coffee, evening cocktails or entertaining friends while enjoying Florida’s year-round outdoor lifestyle. Residents enjoy exclusive access to a beautiful resort-style clubhouse featuring a zero-entry pool, fitness center, pickleball and tennis courts, social clubs and a wide variety of community activities. The Harmony lifestyle also includes access to the acclaimed Harmony Golf Preserve, scenic walking trails, pristine lakes and thousands of acres of protected conservation land—creating an exceptional setting for golf enthusiasts and nature lovers alike. Conveniently located approximately 30 minutes from Orlando International Airport and about 40 minutes from Orlando’s world-famous attractions and Florida’s Atlantic beaches, this home offers an exceptional combination of luxury, recreation and natural beauty. Experience the very best of Florida living in one of the area’s most desirable communities. Buyer to verify all room dimensions, square footage and HOA restrictions.

3113 Songbird Cir, St Cloud (Harmony)

Courtesy of RESORT REALTY GROUP LTD INC

$378,900

3 Beds ⋅ 2 Baths ⋅ O6450774 MLS

Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $45,000; reduction already reflected in the advertised price. Picture the next chapter at 7696 Bent Tree Loop in Harmony Central. This completed Adams Homes 1970A provides 1,970 square feet of living space, three bedrooms, two bathrooms and a two-car garage in a welcoming single-story design. Imagine relaxed mornings, sharing dinner and making room for guests, hobbies or a home office. The primary suite provides a comfortable retreat when it is time to unwind. Harmony Central has NO CDD. Compared with published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that represents approximately $194 to $212 monthly in equivalent CDD costs, or approximately $46,610 to $50,799 over 20 years if those annual amounts remain unchanged. This illustration is not guaranteed future savings. CDD assessments vary by property and assessment area, may change annually, and exclude HOA fees and other property taxes. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

7696 Bent Tree Loop, Harmony

Courtesy of ADAMS HOMES REALTY, INC.

$391,900

3 Beds ⋅ 2 Baths ⋅ O6450742 MLS

Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $20,000; reduction already reflected in the advertised price. Imagine starting your next chapter in a brand-new home where everyday moments have room to unfold: an easy morning breakfast, a relaxed evening together and a welcoming space for memorable gatherings. At 7708 Bent Tree Loop in Harmony Central, the Adams Homes 1780B plan brings that vision to life with 1,780 square feet, 3 bedrooms, 2 bathrooms and a 2-car attached garage. The single-story layout keeps daily living connected, while the private primary suite provides a comfortable place to recharge. Two additional bedrooms create options for guests, a home office or the hobbies you finally have room to enjoy. The open living and kitchen spaces make it easy to stay part of the conversation, whether you are preparing dinner or hosting a weekend gathering. Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

7708 Bent Tree Loop, St Cloud (Harmony)

Courtesy of ADAMS HOMES REALTY, INC.

$378,900

3 Beds ⋅ 2 Baths ⋅ O6450741 MLS

Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $45,000; reduction already reflected in the advertised price. Picture an easy morning, a lively dinner gathering and a comfortable place to unwind at the end of the day. At 7678 Bent Tree Loop in Harmony Central, the Adams Homes 1970D plan provides 1,970 square feet of living space, 3 bedrooms, 2 full bathrooms and a 2-car attached garage. The single-story design brings together inviting living and kitchen spaces for everyday connection, while three bedrooms provide flexibility for guests, work or hobbies. The primary suite creates a comfortable retreat, and the additional living space gives you room to arrange your home around the moments that matter to you. Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

7678 Bent Tree Loop, Harmony

Courtesy of ADAMS HOMES REALTY, INC.

$367,900

4 Beds ⋅ 2 Baths ⋅ O6450740 MLS

Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $45,000; reduction already reflected in the advertised price. Imagine an easy morning at home, a relaxed evening gathering and space that adapts to your day. At 7672 Bent Tree Loop in Harmony Central, the Adams Homes 1820D plan brings together 1,820 square feet of living space, 4 bedrooms, 2 full bathrooms and a 2-car attached garage. The single-story layout connects comfortable living spaces with a kitchen designed for everyday conversation, meals and memorable gatherings. Four bedrooms provide room for guests, a home office or hobbies, while the primary suite creates a comfortable place to recharge. A covered lanai extends your living experience outdoors, creating a welcoming setting for a quiet morning or a relaxed evening. Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

7672 Bent Tree Loop, St Cloud (Harmony)

Courtesy of ADAMS HOMES REALTY, INC.

$387,900

4 Beds ⋅ 3 Baths ⋅ O6450739 MLS

Under contract-accepting backup offers. Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $45,000; reduction already reflected in the advertised price. Picture a fresh start with room to spread out, gather and recharge. At 7660 Bent Tree Loop in Harmony Central, the Adams Homes 2200A plan provides 2,200 square feet of living space, 4 bedrooms, 3 full bathrooms and a 2-car attached garage. From a relaxed breakfast to an evening gathering, the connected kitchen and living spaces create a welcoming setting for everyday moments. Four bedrooms provide flexibility for guests, a home office or hobbies, while three full bathrooms add convenience. The single-story layout brings your living spaces together, with a primary suite that provides a comfortable retreat at the end of the day. Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

7660 Bent Tree Loop, St Cloud (Harmony)

Courtesy of ADAMS HOMES REALTY, INC.

$366,900

3 Beds ⋅ 2 Baths ⋅ O6450725 MLS

Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $45,000; reduction already reflected in the advertised price. Imagine starting your next chapter in a brand-new home where everyday moments have room to unfold: an easy morning breakfast, a relaxed evening together and a welcoming space for memorable gatherings. At 7624 Bent Tree Loop in Harmony Central, the Adams Homes 1780B plan brings that vision to life with 1,780 square feet, 3 bedrooms, 2 bathrooms and a 2-car attached garage. The single-story layout keeps daily living connected, while the private primary suite provides a comfortable place to recharge. Two additional bedrooms create options for guests, a home office or the hobbies you finally have room to enjoy. The open living and kitchen spaces make it easy to stay part of the conversation, whether you are preparing dinner or hosting a weekend gathering. Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

7624 Bent Tree Loop, St Cloud (Harmony)

Courtesy of ADAMS HOMES REALTY, INC.

$349,900

3 Beds ⋅ 2 Baths ⋅ O6450748 MLS

Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $23,000; reduction already reflected in the advertised price. Picture a fresh start at 3614 Briarlynne Way in Harmony Central. This completed Adams Homes 1415A brings together 1,415 square feet of living space, three bedrooms, two bathrooms and a two-car attached garage in a comfortable single-story design. Imagine relaxed mornings, gathering for dinner and having additional bedrooms for guests, a home office or your favorite hobbies. The primary suite provides a welcoming place to unwind at the end of the day. Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

3614 Briarlynne Way, St Cloud (Harmony)

Courtesy of ADAMS HOMES REALTY, INC.

2835 Harmonia Hammock Road, St Cloud (Harmony)

$460,000

5 Beds ⋅ 3 Baths ⋅ O6450094 MLS

Make your next move with $12,000 toward closing costs, plus an additional brokerage credit of your loan amount when financing through the preferred lender. Incentives are subject to the terms and limitations below. Welcome to 2835 Harmonia Hammock Road in St. Cloud, where an open layout, a spacious kitchen, and inviting gathering spaces bring everyday comfort together. The kitchen anchors the main living area with granite countertops, stainless steel appliances, ample cabinetry, and a generous island with seating. Its connection to the dining and living areas makes everything from morning coffee to dinner with guests feel effortless. Neutral tile flooring throughout the main living areas offers a clean backdrop for your personal style, complemented by recessed lighting. Sliding glass doors lead to the backyard, providing space for outdoor relaxation, dining, or your next landscaping project. The two-story layout offers flexibility for everyday living, while an attached two-car garage and spacious driveway add practical convenience. Schedule your private showing today and request the details on both closing-cost incentives.

2835 Harmonia Hammock Road, St Cloud (Harmony)

Courtesy of LEGENDS REAL ESTATE PROFESSIONALS, INC

$252,000

3 Beds ⋅ 3 Baths ⋅ R4912158 MLS ⋅ 3545 BLDG.

COMMUNITY OF HARMONY CONDO READY FOR YOU! PROPERTY OFFERS OPEN FLOOR PLAN, WELL-EQUIPPED KITCHEN WITH ALL ELECTRIC APPLIANCES, BREAKFAST BAR & PANTRY, LIVING ROOM, DINING SPACE, INSIDE W/D & STORAGE SPACE, 1/2 BATH DOWNSTAIRS, ALL BEDROOMS UPSTAIRS - PRIMARY BEDROOM FEATURES BUILT IN CLOSET, DUAL-SINK VANITY & SHOWER IN BATHROOM AND GUEST BEDROOMS OFFER A CONVENIENT FULL GUEST BATHROOM WITH LARGE VANITY & TUB/SHOWER COMBO, CHA, REAR ATTACHED GARAGE W/ ELECTRIC DOOR LIFT. CHARMING ENTRY WITH FRONT COVERED PORCH - SIT AWHILE; TAKING IN THE COMMUNITY LANDSCAPING, MATURE TREE-LINED STREETS AND WALKABLE PATHS & SIDEWALKS. CLOSE TO AREA SCHOOLS, SHOPPING, MAJOR ROADWAYS & EAST COAST BEACHES.

3545 Clay Brick Road Unit 44B, Harmony

Courtesy of DEESE MANAGEMENT & REAL ESTATE

6832 Cranes Roost Road, St Cloud (Harmony)

$460,000

5 Beds ⋅ 3 Baths ⋅ S5159241 MLS

Beautiful 5-Bedroom Home with Stunning Pond Views in Harmony! Welcome to this beautiful 3-year-old D.R. Horton home located in the desirable community of Harmony! Featuring 5 spacious bedrooms and 3 full bathrooms, this home offers a functional layout with plenty of room for comfortable living and entertaining. The kitchen features elegant granite countertops and opens to the living areas, creating a welcoming space for gathering with family and friends. Tile flooring throughout all wet areas provides both style and easy maintenance, while carpeting in all bedrooms adds comfort. Step outside to enjoy the peaceful pond views from your backyard, complete with a paver patio—perfect for relaxing, entertaining, or enjoying beautiful Florida evenings. Conveniently located near major highways, restaurants, shopping, and everyday conveniences, this home combines comfortable living with an excellent location. Don't miss the opportunity to make this beautiful Harmony home yours!

6832 Cranes Roost Road, St Cloud (Harmony)

Courtesy of RESOURCE ONE REALTY

7112 Mottled Duck Drive, St Cloud (Harmony)

$339,900

3 Beds ⋅ 2 Baths ⋅ S5159490 MLS

Enjoy this beautiful home in the Harmony community! Built less than two years ago, this nearly new home features an open floor plan, abundant natural light, neutral finishes, a spacious primary suite, flexible living spaces, and smart-home wiring. The covered lanai overlooks a fully fenced backyard that can be used for relaxing or entertaining. Residents have access to a community pool, splash pad, clubhouse, fitness center, playground, dog park, and walking and biking trails. Located near US-192, with access to shopping, dining, major attractions, and Florida's East Coast beaches. Schedule your showing today! This is a Fannie Mae HomePath property.

7112 Mottled Duck Drive, St Cloud (Harmony)

Courtesy of PROFESSIONAL REAL ESTATE TEAM

$498,990

4 Beds ⋅ 4 Baths ⋅ S5159351 MLS

Virtually Staged. STUNNING LAKE VIEWS | ADDED PRIVACY | MOVE-IN READY | UPGRADES BETTER THAN NEW CONSTRUCTION! Welcome to this beautifully upgraded 2021 home in Harmony West, St. Cloud! Situated on a spacious 0.24-acre lot (approximately 10,454 sq. ft.), this impressive two-story home offers 4 bedrooms, 3.5 bathrooms, and 2,732 sq. ft. of heated living space. Enjoy beautiful water views, NO REAR NEIGHBORS, and no home directly facing yours across the street! The inviting open-concept floor plan features wood-look tile flooring throughout the first floor, elegant plantation shutters, and abundant natural light. The spacious kitchen boasts full-height wood cabinetry, granite countertops, generous storage, and an oversized island with the perfect space for casual dining and breakfast. The first-floor primary suite offers privacy and convenience, while the versatile flex room is ideal for a home office, study, or potential fifth bedroom. Upstairs, enjoy a spacious loft and a junior primary suite with a private bathroom, perfect for guests or multigenerational living. Stylish tiled showers complement the home's elegant finishes. Relax on the screened lanai overlooking the peaceful lake and enjoy beautiful Florida sunsets. Upgraded rubber mulch landscaping enhances curb appeal while helping reduce routine landscape maintenance. Enjoy Harmony West amenities, including a resort-style pool, clubhouse, fitness center, splash park, playground, dog activity park, gazebos with deck to the lake, and outdoor gathering areas. The greater Harmony community also offers Harmony Golf Preserve, dining at GRAZE, Town Center activities, and opportunities for fishing, kayaking, canoeing, and boating at Buck Lake. WHY WAIT FOR NEW CONSTRUCTION? Enjoy a beautifully upgraded, move-in-ready home featuring two private suites, flexible living spaces, a spacious lot, added privacy, and breathtaking lake views. Schedule your private showing today!

3120 Crispin Circle, St Cloud (Harmony)

Courtesy of NONA LEGACY POWERED BY LA ROSA

6861 Yellow Warbler Bend, St Cloud (Harmony)

$529,990

4 Beds ⋅ 4 Baths ⋅ O6449220 MLS

Under Construction. Welcome to 6861 Yellow Warbler Bend, Saint Cloud, FL — a stunning new construction home built by M/I Homes. This 2-story home offers 3,138 square feet of thoughtfully designed living space, featuring 4 bedrooms, 3 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas, ideal for both everyday living and entertaining. The quality of design is evident throughout, with carefully selected finishes and attention to detail in every room.

6861 Yellow Warbler Bend, St Cloud (Harmony)

Courtesy of KELLER WILLIAMS ADVANTAGE REALTY

6776 Huntleigh Hammock Road, St Cloud (Harmony)

$355,000

3 Beds ⋅ 2 Baths ⋅ O6447567 MLS

*** ASSUMABLE VA LOAN 4.75%*** Step into the effortless style of this beautifully appointed 2022-built home in the desirable Villages at Harmony. From the moment you enter, the bright, airy interior & open-concept design create an inviting atmosphere that truly feels like a model home with tile throughout. The split-bedroom floor plan offers both privacy and functionality, while the spacious kitchen takes center stage with a large island, stainless steel appliances and generous walk-in pantry—perfect for everyday living and entertaining. Outside will you enjoy your own private retreat featuring an expansive brick-paver patio with pergola, upgraded landscaping and irrigation, creating the perfect setting for morning coffee, outdoor dining or entertaining guests. A 2-car garage has a portion of the garage that is converted to an enclosed bonus room w/ ac that can be an office, man-cave, or can even be reverted back easily. Residents of the Villages at Harmony enjoy an impressive array of amenities, including a large clubhouse, community pool with splash pad, playground, pavilion and more. Furnishings are negotiable, offering the opportunity for a truly turnkey purchase. Adding even more value is the opportunity to assume the existing VA loan at an attractive 4.75% interest rate, subject to lender approval and buyer eligibility. The property also has SOLAR PANELS that have a balance but a low monthly payment with a super low utility bill is $22/month. Beautifully maintained, thoughtfully designed and move-in ready—this Harmony home is one you won't want to miss!

6776 Huntleigh Hammock Road, St Cloud (Harmony)

Courtesy of EXP REALTY LLC

3116 House Finch Road, St Cloud (Harmony)

$362,990

4 Beds ⋅ 2 Baths ⋅ O6447860 MLS

Under Construction. The Harper floorplan offers a 4-bedroom, 2-bathroom home with 1,665 sq ft of living space. Features include quartz and Revwood floors, an open layout, a spacious living room with natural light, a chef's kitchen with quartz countertops and stainless steel appliances, and a primary suite with a private ensuite bathroom. This all concrete block construction home also includes smart home technology for control via smart devices. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3116 House Finch Road, St Cloud (Harmony)

Courtesy of DR HORTON REALTY OF CENTRAL FLORIDA LLC

3110 House Finch Road, St Cloud (Harmony)

$406,990

5 Beds ⋅ 3 Baths ⋅ O6447848 MLS

Harmony West presents the Robie. This impressive all concrete block construction, two-story plan features a versatile floorplan to fit your needs. A spacious open-concept first floor includes a well-appointed kitchen with sleek stainless-steel appliances overlooking the living and dining area. Just off the living room you will find bedroom two and a full bathroom. As you move upstairs you are greeted with a nice sized living space to utilize for work or play. Bedroom one is located just off the loft space and includes a spacious walk-in closet and an en suite bathroom with a double vanity. Three additional bedrooms share a second upstairs bathroom and linen closet. Your laundry room is located on the second floor as well as extra storage closets. Like all homes in Harmony West, the Robie includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3110 House Finch Road, St Cloud (Harmony)

Courtesy of DR HORTON REALTY OF CENTRAL FLORIDA LLC

$479,900

4 Beds ⋅ 3 Baths ⋅ O6446764 MLS

Price just improved by 20K & Seller is offering 10k towards permanent/temporary rate buy down if using preferred lender with acceptable contract. Finally, the Harmony home you’ve been waiting for is here! Perfectly positioned along the second green, this stunning custom-built 4-bedroom, 3-bath home offers the ideal combination of elegance, comfort, space, and location. Relax on the oversized front porch while enjoying beautiful golf course views looking over the 2nd green, or entertain family and friends from the spacious screened-in rear patio. Situated on an extra-wide 66-foot lot, this home offers one of the larger lots you’ll find in Harmony, along with a longer driveway providing additional front parking and a generously sized backyard. Inside, you’ll immediately notice the quality and thoughtful design found throughout this custom home. 10-foot ceilings, 8-foot doors, crown molding, solid-surface countertops, upgraded finishes, and an abundance of natural light create an open and elegant atmosphere. The spacious kitchen is designed for both everyday living and entertaining, featuring a large prep island with a second sink, 42-inch maple cabinetry, two in cabinet Lazy Susans for added storage, and decorative plant shelves. Upgraded luxury vinyl plank flooring extends throughout the bedrooms, while attractive tile flooring enhances the main living areas. The home truly shines when it’s time to entertain. French doors open from the main living area to the oversized screened-in rear porch, creating a seamless indoor-outdoor living space and making the home feel even larger when opened up. All four bedrooms are generously sized, providing plenty of room for family and guests. The spacious primary suite features two closets, dual vanities, a separate shower, garden tub, and private water closet. Bedroom 2 offers an especially versatile setup with its own private bathroom featuring a walk-in shower, plus a separate door leading directly to the rear screened patio — perfect for guests or entertaining. The oversized garage provides plenty of room for vehicles, storage, and hobbies. It features extra-tall 12-foot ceilings, a dedicated air-conditioning and water-heater room, and an impressive attic storage area above the garage with pull down attic stairs, plywood flooring and lighting already installed. Additional features include exterior security cameras and a brand-new smart garage door opener with an integrated security camera, allowing you to monitor and operate the garage securely from your phone. And perhaps best of all, many of the major updates have already been taken care of for you: Brand-new roof — October 2026 Brand-new tankless water heater — March 2026 New A/C system — May 2024 This is a home that combines the features home owners want, the space they need, and the Harmony location they dream about. From the golf course views and oversized lot to the custom details, generous bedrooms, incredible storage, and extensive updates, this home truly stands apart. If you know Harmony, you know how special this home is. Come see for yourself — this may be the one you’ve been waiting for!

7007 Five Oaks Drive, Harmony

Courtesy of FIERCE REALTY

$347,750

4 Beds ⋅ 2 Baths ⋅ S5158724 MLS

DR Horton better than new that includes Free and clear $40K solar Panels for years and years of energy savings. Priced thousands below appraisal and or any comparable property in the entire Harmony West subdivision, this 2022-built residence delivers a rare opportunity to own a home that feels better than new. A True Masterpiece Awaits 4 Bedrooms | 2 Full Baths | Freshly Painted Discover modern comfort in the highly sought-after Wiregrass community. This 2022 home looks and feels brand new, with fresh interior paint and move-in ready condition—ready for you to create lasting memories. Bright, Open Living Designed for Real Life Enjoy an airy open-concept layout with a true split-bedroom floor plan that floods every room with natural light. Perfect for relaxed family living or effortless entertaining. Chef’s Dream Kitchen • Solid wood cabinetry • Premium granite countertops • Upgraded stainless steel appliances • Expansive center island with seating for gathering • Ample walk-in pantry storage The kitchen opens beautifully to the dining and living areas, featuring durable tile flooring, stylish modern pendant lighting, and wide-open views. Entertaining has never been easier. Smart Ownership Advantage low HOA means you keep more of your money every month. This Is the One You’ve Been Waiting For This is not just another house in Harmony West—it’s the standout opportunity in the neighborhood. A 2022-built home that looks and feels brand new, priced significantly below both appraisal and the competition, with the exact floor plan and upgrades buyers are searching for. Don’t wait. Homes like this don’t last. Schedule your private showing today. Buyer is responsible for their own due diligence, including but not limited to verifying HOA information, community rules, square footage, lot size, room dimensions, and taxes. *Some Photos have been Virtually Staged*

2898 Turnstone Run, St Cloud (Harmony)

Courtesy of ROAD HOUSE REALTY INC.

$415,000

4 Beds ⋅ 2 Baths ⋅ S5158508 MLS

Welcome to 3199 Crispin Cir, a beautiful 4-bedroom, 2-bath home in the desirable Harmony community! Built in 2019, this well-maintained home offers 1,901 sq. ft. of comfortable living space with an open and functional layout. The home features a spacious kitchen with modern appliances, durable flooring throughout, and a primary suite with a remodeled bathroom. Enjoy Florida living in the private outdoor space, perfect for relaxing or entertaining. Situated on a desirable lot with convenient access to Harmony’s amenities, including parks, trails, golf, community pools, and recreational areas. Conveniently located near schools, shopping, dining, and major highways. This home offers the perfect combination of comfort, location, and lifestyle—schedule your private showing today!

3199 Crispin Circle, Harmony

Courtesy of NAIM REAL ESTATE LLC

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