Surf City Real Estate

Surf City, North Carolina, is a charming coastal town known for its stunning beaches, laid-back atmosphere, and a thriving real estate market. Located on Topsail Island, Surf City offers a wide range of real estate opportunities, from beachfront cottages to modern condos and spacious family homes. The town's real estate market has been growing steadily in recent years, making it an attractive destination for both permanent residents and vacation home buyers.

One of the main attractions of Surf City is, of course, its beautiful sandy beaches. With miles of pristine shoreline along the Atlantic Ocean, it's no wonder that beachfront properties are highly sought after in the area. Whether you're looking for a cozy beachfront bungalow or a luxurious oceanfront estate, Surf City has a variety of options to choose from.

In addition to its beaches, Surf City offers a range of outdoor activities for residents and visitors alike. Surfing, fishing, and boating are popular pastimes in the area, thanks to the town's proximity to the ocean and the sound. The town also boasts a number of parks and nature preserves, providing opportunities for hiking, bird-watching, and wildlife observation.

For those who enjoy a vibrant coastal community, Surf City has a thriving downtown area with a variety of shops, restaurants, and entertainment options. The town's Surf City Pier is a local landmark and a great spot for fishing and taking in the scenic views of the ocean. Additionally, the Surf City Soundside Park hosts events and concerts throughout the year, adding to the town's sense of community and fun.

Surf City is not only a fantastic place to live but is also conveniently located near other attractive coastal towns. Just a short drive away, you can explore Topsail Beach and North Topsail Beach, each offering its own unique charm and character. And if you're in the mood for a larger city experience, Wilmington, North Carolina, is less than an hour's drive away, providing even more amenities, shopping, and cultural attractions.

Latest Surf City Real Estate

$575,000
3 Beds 2 Baths 100601547 MLS
Don't miss this opportunity to own a piece of the coast at a price that makes sense! 1513 Easy Street is truly a local's choice, offering an unbeatable combination of location, parking, lot size, and affordability. Just minutes from a popular beach access featuring no stairs and convenient outdoor showers, making those quick trips to the beach easy for everyone. You're also just one block from a neighborhood park, perfect for the kids, while several nearby local watering holes provide the perfect place to unwind, grab a drink, and enjoy live music. One of the property's biggest advantages is the lack of first-floor living space, which can help make flood insurance more affordable while still providing plenty of useful space below. There's also loads of parking, making it easy to accommodate family, friends, boats, golf carts, and beach gear. And don't overlook the larger-than-average lot--a rare opportunity on the island. There's room to create additional outdoor living space, expand the home, add a deck, or simply enjoy more room to spread out. Great location. Great lot. Great potential. And a price that makes this one worth taking a serious look at. Whether you're looking for a coastal getaway, investment opportunity, or your own place near the beach, 1513 Easy Street deserves a spot on your must-see list! *square-footage for the uppermost room is not included in listed square-footage.

1513 Easy St, Surf City

Courtesy of Coastal Realty Associates LLC

$729,000
3 Beds 3 Baths 100601423 MLS
Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door, with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning on the ocean and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom takes advantage of the canal views and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded place to relax near the water, while the utility room and large storage areas provide room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat, beach or spending the day outside. From the backyard, you're just steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. The home is elevated on pilings with a metal roof and sits on a 55' x 140' canal-front lot with no HOA. There's also an opportunity to personalize the home and waterfront areas over time to fit your own vision of coastal living. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street offers a combination that defines Topsail Island living: the beach within walking distance, your boat in your backyard, canal-front living and no HOA.

4074 4th St, Surf City

Courtesy of Coastal Realty Associates LLC

$575,000
2 Beds 1 Baths 100600887 MLS
Discover the effortless appeal of coastal living at this beautifully updated second-row ranch bungalow, ideally situated in the heart of Surf City. Just three lots from beach access, this charming 2-bedroom, 1-bath retreat offers an exceptional combination of location, comfort, and investment potential. From the moment you arrive, the inviting wraparound front porch sets the tone. Designed for slow mornings, sunset cocktails, and breezy afternoons, it provides the perfect vantage point to enjoy the coastal atmosphere and refreshing ocean breezes. Inside, a thoughtfully curated coastal aesthetic complements the home's comfortable, easygoing layout. The open-concept living space creates a natural gathering place and flows seamlessly into the bright, welcoming kitchen. Both bedrooms offer peaceful accommodations after a day spent enjoying the beach, making the home equally well suited for personal use or continued vacation rental income. Location is truly the standout. With the beach just steps away, spontaneous morning walks on the sand and afternoons in the waves become part of everyday life. When you're ready to explore, Surf City's restaurants, bars, boutiques, grocery store, and everyday conveniences are all within easy walking, biking, or driving distance. After a day along the coast, return home to fire up the patio grill or simply settle into the rocking chairs and savor the salty air. Store beach gear in the shed. Whether you're looking for a turnkey coastal investment, a weekend escape, or a place to create lasting beach memories, this thoughtfully updated Surf City bungalow offers an enviable opportunity to experience the best of the coast--without sacrificing convenience or charm.

417 N Shore Dr, Surf City

Courtesy of Teresa Batts Real Estate, LLC

$360,000
2 Beds 1 Baths 100600619 MLS Sea Coast BLDG.
Wake up to coastal views and end the day with beautiful sunsets from this top-floor condo in the heart of Surf City. Offering views of both the ocean and sound from one of the best vantage points in the building, this beautifully maintained 2-bedroom residence pairs an ideal island location with easy, low-maintenance coastal living. Inside, the condo is updated, fully furnished and move-in ready, featuring LVP flooring throughout, an open-concept living area and a well-appointed kitchen with stainless steel appliances. The comfortable layout works equally well for weekend getaways, extended stays or everyday living, while the top-floor setting allows you to enjoy the coastal scenery that makes Topsail Island so special. Another major benefit of Sea Coast is just how much is included in the HOA dues. High-speed internet, cable TV, electricity, water, sewer, trash service, exterior maintenance and master insurance--including flood coverage--are all included. It makes ownership simple, predictable and easy to enjoy. The location is hard to beat. Beach access, Soundside Park, the Surf City Pier, restaurants, coffee shops, boutiques, surf shops, ice cream, fresh seafood and watersports are all just moments away. Elevator access adds convenience, while easy access to Highway 17 keeps Wilmington, Jacksonville and area military bases within reach. Whether you're looking for a primary residence, a furnished beach getaway or a property with rental potential, this top-floor Sea Coast condo offers something increasingly hard to find in Surf City: beautiful views, an incredibly convenient location and a low-maintenance way to enjoy life at the coast. Come see the views for yourself and discover what makes this one special.

305 N Topsail Dr Unit 25, Surf City

Courtesy of Berkshire Hathaway HomeServices Carolina Premier Properties

$1,250,000
5 Beds 4 Baths 100600583 MLS
Check out this exceptional property on the Golden Mile! A HUGE lot and loads of square footage make this a unique house well suited for either a full time residence or a rental. Perfect as-is or put your own touch on things - the possibilities for the backyard are endless! Three floors of living space means room for anything you can imagine. You'll appreciate the 5 bedrooms and 4 baths, thoughtfully spaced throughout the home for maximum privacy. Two options for a primary suite offer flexibility not typically found in a beach house. One, on the top floor, includes a renovated bathroom and outstanding storage and closet space. The other, on the middle floor, is a very large space that shares a hall bath. Separate living rooms on the first and second floors offer great spaces to gather. Retreat downstairs for a bit of seclusion or be a part of everything beside the kitchen and dining room. Tucked behind the fireplace is a great bonus space perfect as an office, reading room, play room or anything else you can think up! On the ground level you'll love the 2 car garage, finished with loads of storage, washer/dryer, outdoor shower and board storage. Everything you need at the coast. The sellers have had much of the home painted, decking replaced and landscaping improved to get everything ready for you to move right in. Easy to show - come take a look this weekend!

703 S Shore Dr, Surf City

Courtesy of Berkshire Hathaway HomeServices Carolina Premier Properties

$802,000
4 Beds 2 Baths 100600518 MLS
Located just a short distance from the Surf City Pier, this second-row property offers a unique opportunity to own two fully furnished homes on one lot. Both residences are completely equipped with the furnishings and essentials needed to settle in, relax, and start enjoying your beach getaway from day one. The elevated front home features 2 bedrooms, 1 full bath, a comfortable living area, and a well-appointed kitchen. The expansive covered front porch is an ideal spot to take in the ocean views and coastal breezes. Behind the main residence is a second 2-bedroom, 1-bath home with its own kitchen and living space. Together, the two homes provide a versatile setup for personal use, guests, extended family, or continued vacation rental use. The property has also been operated as an established and successful Airbnb, offering an opportunity to continue an existing short-term rental setup. Additional features include separate laundry areas, two covered parking spaces, extra driveway parking, storage areas, two outdoor showers, and a storage building for beach equipment and gear. Public beach access is only a few lots away. Enjoy the convenience of being able to walk or bike to Surf City's restaurants, shops, entertainment, and nightlife. With two furnished homes in a highly desirable coastal location, this property offers flexibility and plenty of ways to enjoy the Surf City lifestyle.

415 N Shore Dr, Surf City

Courtesy of Keller Williams Crystal Coast

$1,445,000
7 Beds 6 Baths 100600386 MLS
Welcome to your ultimate coastal getaway! This recently remodeled, modern and tasteful 3-level second-row beach house in Surf City is just steps from the sand and designed for large groups, family reunions, or multi-family living. With 7 bedrooms, 6 bathrooms, 3 full kitchens, and 3 living/dining areas, the home offers both spacious gathering areas and private retreats. Already listed on Airbnb, it presents a turnkey opportunity for rental income or personal enjoyment. Rental income of $113,449 for 2026, $98,343 in 2025 and $124,983 in 2024. The top floor features 3 bedrooms, 2 baths, a full kitchen, living/dining area, stackable washer/dryer, and a panoramic air-conditioned sunroom with ocean views. The middle floor offers 2 bedrooms, 2 baths, a full kitchen, living/dining area, and a game room with foosball, hockey table, board games, and more, plus shaded and sun decks. The bottom floor includes 2 bedrooms, 2 baths, a full kitchen, living/dining area, and washer/dryer. Each level has its own external entrance, with optional internal stair access between the 2nd and 3rd floors. Every bedroom is equipped with a 43'' Smart TV, and each living room has a 65'' Smart TV. Additional amenities include 2 park-style charcoal grills, multiple decks, and washer/dryer units on all three levels. Centrally located near restaurants, shopping, and local attractions, this property combines modern updates, thoughtful design, and prime location -- perfect as a family retreat or investment property.

1115 N Shore Dr, Surf City

Courtesy of Ocean Life Realty

$2,925,000
7 Beds 7 Baths 100599620 MLS
Luxury new construction in a premier location in Surf City with seller financing options (as low as 1% interest) and 100k seller concessions available! Massive income potential- check out the rental projections! Home appraised for OVER 2.93 Mil! Experience coastal living at its absolute finest in this extraordinary new construction luxury residence by Sandy Feet Builders, where inspired design, elevated craftsmanship, and effortless comfort come together in the heart of Surf City. Located at 608 S Topsail Drive, this 7-bedroom, 6.5-bath coastal masterpiece offers 4121 square feet of impeccably curated living space, designed to capture both ocean and Intracoastal Waterway views while delivering a true resort-style lifestyle. Step outside to a private outdoor oasis that rivals high-end resorts. The expansive backyard showcases a custom saltwater pool with jets and waterfall, complemented by a two-story thatched cabana featuring shaded dining and lounge areas perfect for entertaining or unwinding after a day at the beach. A poolside bathroom adds convenience, along with a large spa(pre-wired for two), creating endless opportunities for relaxation. The two-car garage offers generous storage, ample parking, and an EV charging station, blending luxury with modern practicality. Further, the custom concrete drive way can park up to 8 vehicles! Inside, Sandy Feet Builders' commitment to thoughtful luxury is evident at every turn. A residential elevator provides seamless access to all levels, while dual laundry rooms, three refrigerators, impact-rated windows, and a pre-wired generator hookup elevate everyday living. Each floor is equipped with its own advanced HVAC system and Rinnai tankless water heater, ensuring personalized comfort and energy efficiency throughout the home. The crown jewel awaits on the fourth-floor living level, a breathtaking space designed to impress. Soaring 12-foot ceilings frame a chef-inspired kitchen featuring white oak cabinetry, dual 10-foot islands, and a 48-inch gas range ideal for hosting unforgettable gatherings. A massive portrait television, surround sound speakers, and expansive front and rear decks deliver a cinematic experience paired with panoramic views of the Atlantic Ocean and Intracoastal Waterway. Built to stand the test of time, this home features Diamond Kote siding with a 30-year warranty, a whole-home water filtration system, Wi-Fi repeaters throughout, in-ground propane tanks, an elevated slab (lower flood insurance premium), multi-zone speaker system, and integrated whole home dehumidifiers, ensuring durability, connectivity, and peace of mind for years to come. Perfectly positioned within walking distance to the Surf City Pier, boutique shops, and top dining destinations, this exceptional property embodies the very best of coastal Carolina living. 608 S Topsail Drive is more than a home it's a statement of luxury, lifestyle, and the visionary craftsmanship of Sandy Feet Builders.

608 S Topsail Dr, Surf City

Courtesy of REAL Broker LLC

$424,900
4 Beds 2 Baths 100599222 MLS
Welcome home to 2094 Course Ln - Surf City's Waterside community at its best. Built in 2024, this beautifully maintained 4-bedroom, 2-bath, 1,514 sq ft home offers easy, one-level coastal living in one of Surf City's most sought-after neighborhoods - with all the peace of mind that comes with near-new construction. Step inside to an open-concept layout filled with natural light and thoughtful upgrades throughout - custom trim detailing on the walls, ceiling fans and lighting in every bedroom, and a kitchen built for entertaining with a center island, stainless appliances, and abundant cabinet space flowing straight into the dining and living areas. The primary suite is a standout, featuring a spa-style glass-enclosed shower that instantly elevates the space. Step outside to your fully fenced backyard - a low-maintenance retreat ready for pets, play, or peaceful evenings after a day at the beach. Beyond the front door, you're buying into the Waterside lifestyle: resort-style pool, fitness center, pickleball and basketball courts, sand volleyball, playground, and scenic sidewalks throughout. Hop on a golf cart and you're minutes from Topsail Island's beaches, and walking distance to Surf City's local restaurants, coffee shops, boutiques, and a favorite neighborhood brewery. Offered at $424,900, 2094 Course Ln delivers modern construction, thoughtful upgrades, and true low-maintenance coastal living - HOA dues of just $960/year keep it easy. Don't wait on this one - homes in Waterside move fast.

2094 Course Ln, Surf City

Courtesy of Destination Realty Corporation, LLC

$1,700,000
6 Beds 2 Baths 100598707 MLS
Few properties capture the history and character of Topsail Island quite like 616 N Shore Drive. Built in 1957 and positioned directly along the Atlantic Ocean in the heart of Surf City, this quintessential beach cottage offers a rare combination of old-school coastal charm, an exceptionally versatile layout, and a setting that is becoming increasingly difficult to replicate. Adding to its uniqueness, two former 60-foot-wide oceanfront lots have been recombined into one expansive homesite, creating an uncommon stretch of beachfront ownership and possibilities that extend well beyond the walls of the cottage. True to its roots, the cottage maintains the simple, unmistakable character of an earlier era on Topsail Island while incorporating thoughtful improvements designed for life along the coast. Hardie siding wraps the exterior, accented by classic Bimini-style shutters along the street side and protective hurricane shutters facing the ocean. Along the oceanfront, a spacious covered porch stretches across the front of the home, preserving the timeless connection between cottage and coastline. Just beyond, the dunes give way to the shoreline and Atlantic beyond. Inside, the home's 1957 character takes center stage. Rich knotty pine walls and 2.25-inch hardwood floors run throughout much of the main living areas, creating the warmth and authenticity of a classic Topsail beach cottage, while a wall of oceanfront windows keeps the Atlantic firmly in view. The living and dining areas flow naturally together, with plenty of room for everyone to gather while enjoying the ocean as a constant backdrop. The adjoining kitchen blends seamlessly into the home's original character while offering thoughtful updates for today's use. A tongue-and-groove wood ceiling continues the cottage aesthetic overhead, complemented by butcher block countertops, a tiled backsplash, white cabinetry, and a six-foot pendant-lit eat-in bar. A large single-basin stainless steel sink sits beneath an impressive six-foot window, bringing abundant natural light into the space. Three bedrooms complete the main level, including an oceanfront bedroom where multiple windows frame sweeping views of the beach and Atlantic beyond. A full guest bath has been refreshed with LVP flooring, beadboard accents, a quartz-topped single vanity, fiberglass walk-in shower, and nearby linen storage. Downstairs, the home opens into an unexpectedly spacious ground-level living area, adding tremendous flexibility for larger groups and extended stays. LVP flooring runs throughout much of the level, while the open central gathering space offers ample room for entertaining, recreation, or simply spreading out while still enjoying the home together. Three additional guest rooms provide comfortable accommodations for family and visitors, while a second full bath serves the downstairs with a shower/tub combination and a conveniently located laundry area adds everyday practicality. A second full bath serves the downstairs with a shower/tub combination, while a conveniently located laundry area adds everyday practicality. Outside, the setting takes center stage. A spacious covered oceanfront porch stretches across the length of the home, creating a front-row seat to the Atlantic and an inviting place to start the morning, unwind after a day on the sand, or simply enjoy the sights and sounds of the ocean. From the porch, private stairs lead directly across the dunes to the beach, putting the shoreline just steps from the door. A thoughtfully enclosed hot-and-cold outdoor shower is conveniently positioned on the oceanfront deck, making the transition from beach to home effortless. Beyond the immediate oceanfront setting, the property offers something increasingly difficult to find along Topsail Island: space. The homesite encompasses approximately 0.40 acre. Formerly configured as two separate lots, the property was recombined into a single homesite, creating an exceptionally oceanfront footprint with added flexibility for a future pool, expanded outdoor living, recreation, or other permitted improvements. Adding to the property's long-term appeal, Surf City and the U.S. Army Corps of Engineers have executed the Project Partnership Agreement for the area's planned beach nourishment project. With this stretch of shoreline included within the project area, the initiative provides an encouraging outlook for a wider, healthier beach and adds another compelling dimension to this already distinctive oceanfront property. With the Atlantic just beyond the front porch, accommodations spread across two levels, generous gathering spaces, and the beach quite literally at your doorstep, 616 North Shore Drive captures what generations have loved about Surf City, a place built around long beach days, full houses, and time spent together.

616 N Shore Dr, Surf City

Courtesy of REAL Broker LLC

$899,000
5 Beds 3 Baths 100598677 MLS
Brand-New Hot Tub, Fully Remodeled Kitchen & Major Outdoor Upgrades! Turnkey coastal investment opportunity in Surf City! This stunning 5-bedroom, 3-bathroom beach home delivers 2,183 sq ft of modern living just 0.2 miles from the ocean. Built in 2022, the property sits on a spacious lot and comes fully furnished with phenomenal rental performance and strong ongoing bookings. Enjoy breathtaking canal, sound, and ocean views from the expansive double decks and porches totaling over 1,500 sq ft -- the perfect spot for morning coffee, evening sunsets, or entertaining guests. Recent renovations include a brand-new hot tub, privacy wall, outdoor shower, complete interior painting, and a gorgeous updated kitchen. Inside, the bright open-concept design creates an inviting atmosphere for both relaxation and gatherings. The gourmet kitchen boasts stainless steel appliances, granite counters, and plenty of storage, while the living and dining areas flow effortlessly together. All five bedrooms are generously sized with coastal charm and sleep up to 12 guests comfortably. Additional highlights include newer siding, windows, doors, and flooring throughout, plus a modern heat pump system. The heated and cooled ground-level entry offers bonus storage, while parking under the home and a long driveway provide plenty of space. A quiet, fully fenced yard rounds out the outdoor living. This highly reviewed, self-managed vacation rental is in prime condition and includes a home warranty for buyer confidence. Located just steps from beach access between 8th and 9th Streets, you're minutes from everything Surf City has to offer. If you're searching for a luxurious beach home with excellent income potential, this is it. Don't wait -- schedule your showing today and make this Surf City gem yours at the new reduced price!

8020 8th St, Surf City

Courtesy of REAL Broker LLC

$1,150,000
4 Beds 3 Baths 100598260 MLS
Welcome to 922 Broadway Street, a turnkey four-bedroom, three-bath canal-front home in Surf City that captures everything people love about coastal living. Beautifully positioned on the water and just a few blocks from direct beach access, this furnished retreat offers the rare combination of boating, beach access, exceptional outdoor living, and water views from every bedroom. Designed with a reverse floor plan, the top level is bright, open, and airy, with an abundance of windows filling the space with natural light. Vaulted ceilings, shiplap accents, an electric fireplace, and screened sliders create an inviting coastal atmosphere while allowing fresh breezes to flow throughout the living space. The open-concept kitchen and living area is complemented by a wet bar with wine refrigerator, soft-close cabinetry, and dedicated wine storage--ideal for effortless entertaining. A bedroom on this level connects directly to a full bath, while the shaded upper deck overlooks the canal and provides an inviting setting for morning coffee, evening cocktails, and beautiful sunrise and sunset skies. A fresh herb garden on the deck offers a charming finishing touch. Enjoy peaceful views across the water and watch boats pass along the nearby Intracoastal Waterway. The second level features three additional bedrooms, each with direct deck access and water views, along with a new washer and dryer that convey. Outside, the property transforms into an entertainer's paradise. The beautifully landscaped yard features a covered ground-level patio which offers an expansive shaded gathering space complete with an oversized picnic table, hot tub, outdoor games, outdoor shower, and storage space. From there, the property flows seamlessly to the canal, where a covered waterfront gazebo with string lights and hanging hammock swings creates an idyllic setting to relax over the water. A ladder provides easy access to the canal for swimming or floating after a long day at the beach, while the 10,000-pound boat lift makes this an exceptional offering for boating enthusiasts. The canal also invites a quintessential coastal pastime--cast a line or drop a crab pot right from your own backyard and enjoy the simple pleasures of life on the water. Two shaded decks provide additional outdoor living space, and an exterior elevator makes transporting groceries, luggage, and beach gear from the ground level effortless. Offered furnished with household essentials, the home is truly ready to enjoy from day one. Located within walking distance of parks and nearby dining and entertainment, with the beach just a few blocks away, 922 Broadway Street offers an exceptional Surf City lifestyle--spend the morning on the ocean, the afternoon on the boat, and the evening relaxing waterfront beneath the lights of your own private gazebo. Whether enjoyed as a primary residence, an elegant coastal retreat, or a compelling investment opportunity, 922 Broadway Street presents a rare opportunity to experience the very best of waterfront living in Surf City.

922 Broadway St, Surf City

Courtesy of Landmark Sotheby's International Realty

$990,000
4 Beds 3 Baths 100597977 MLS
33 Sandy Ln, Surf City, NC 28445 - Compelling turn-key coastal home ideal for short-term rental income or as a primary residence. This well priced, fully furnished home is turn-key ready for an investor seeking an addition to a property portfolio or for a family's primary residence (or home away from home!). Pride of ownership shows through on this 4 bed / 3 bath / 2,311 sq ft home because it was maintained as a primary residence up until July (2026) when it was converted to a Short-Term Rental (STR). As an STR, it has performed extremely well! Located in the Sandy Ridge neighborhood of Surf City, it sits on a quiet cul-de-sac lot, with an open floorplan and water views of the Intercoastal Waterway (ICW). Its less then 5 mins walking distance to the beach and private beach access via Sandy Ridge's two deeded boardwalks make this an ideal spot for families and renters. The area is also highly walkable and bikeable, featuring trails that connect to Island Oaks and Pleasant Cove neighborhoods. There is no HOA, however, homeowners have the optional opportunity to join the Island Oaks HOA and Water Access Community for an annual fee of $500. Residents gain access to a day dock, boat ramp, and gazebo, with a canal providing ICW access in just minutes. STR Potential • Already set up and onboarded with a trusted property management company. • Fully furnished • Private boardwalk beach access just minutes away, plus ICW/marsh/sound views that guests love for sunsets, kayaking, paddleboarding, and quiet outdoor time. • Four covered decks, • Detached, fully finished flex space (183 additional sq ft, insulated with a mini-split HVAC) that can serve as an extra sleeping area, kids' retreat, office, or hobby space--boosting occupancy flexibility and nightly rates. • Interior elevator for multi-level accessibility • High-end, durable finishes (LVP flooring throughout, granite counters, electric induction range, tankless water heater, custom cabinetry with lit closets/pantry, premium window treatments + solar tinting, keyless entry) that hold up well under rental use and photograph beautifully. • Outdoor shower, beach-gear storage, privacy-fenced backyard (room for kids, pets, or a future pool), and ample parking. • Stylish furnishings that may convey with an acceptable offer, reducing startup costs. • Quiet interior neighborhood setting that appeals to families seeking a peaceful baseclose to Surf City shops/restaurants (<2 miles) and Topsail Beach (<5 miles), while still delivering the classic beach lifestyle (surfing, beachcombing, cycling, walking). Outstanding as a Primary Home. A wonderful place to call home. This home is made for full-time living--refined enough to feel special every day, yet easy and low maintenance so you can simply enjoy it. The reverse open plan invites light and views into every space, while the elevator keeps all levels comfortably within reach. Thoughtful storage, beautiful appliances, a gas fireplace, and covered outdoor areas make daily life feel effortless and welcoming. Tucked on a quiet cul-de-sac away from the main road, with no HOA restrictions, a fenced backyard, and the beach just moments away, it offers that rare balance of peaceful privacy and everyday convenience. Whether you're settling in for a quiet off-season afternoon or gathering with family and friends, the generous indoor and outdoor spaces feel ready for both.

33 Sandy Ln, Surf City

Courtesy of REAL Broker LLC

$823,500
3 Beds 3 Baths 100595518 MLS
Your Topsail Island lifestyle starts at 109 Sea Urchin Court. Tucked beneath a canopy of mature live oaks in the sought-after soundside community of Island Oaks, this inviting coastal retreat offers the perfect combination of privacy, outdoor living, ocean views, beach access, and boating convenience. This 3-bedroom home features a reverse floor plan designed to capture natural light, coastal breezes, and beautiful ocean views. The main living level offers an open-concept kitchen, dining, and living area, creating an easy gathering space for family and friends. Step outside onto the expansive deck or relax in the screened porch and let island life slow you down. One of the home's standout features is the additional downstairs studio/in-law suite, providing exceptional flexibility for extended family, guests, a private home office, or a separate retreat. The studio includes its own combo washer/dryer, adding an extra layer of convenience and independence. The main home offers a comfortable primary suite, additional bedrooms, full and half baths, generous storage, and multiple indoor and outdoor spaces designed for relaxed coastal living. Outside, the Island Oaks lifestyle truly shines. Enjoy community beach access for easy days in the sand and surf, or take advantage of the community boat ramp that is currently being dredged for deep-water access to the Intracoastal Waterway. Spend the day boating, fishing, kayaking, or exploring the waterways, then return home to enjoy the evening breeze from your deck. Located on a quiet cul-de-sac and surrounded by the natural beauty of Topsail Island, 109 Sea Urchin Court isn't simply a beach house. It's a flexible coastal retreat designed for living, gathering, relaxing, and making memories. Whether you're searching for a full-time coastal residence, investment property, vacation getaway, multigenerational home, or a place where family and friends always have room to stay, this Surf City property offers the space and lifestyle to make it happen.

109 Sea Urchin Ct, Surf City

Courtesy of Intracoastal Realty Corporation

$619,000
3 Beds 2 Baths 100594886 MLS
Welcome to 1303 N Topsail Drive in beautiful Surf City, NC! This charming 3-bedroom, 2-bath beach home offers the perfect blend of coastal living and investment potential. Ideally located within walking distance to the beach, you'll enjoy easy access to the sand and surf while being conveniently close to local dining, shopping, entertainment, and the Surf City bridge. Inside, the home features a comfortable and functional layout with a spacious combination kitchen and dining area, perfect for gathering with family and friends after a day at the beach, while the inviting living room space provides a relaxed central space to unwind. The primary suite includes its own private bath, providing a relaxing retreat for owners and guests alike. Two additional bedrooms are well-sized and versatile, making them ideal for guests and family. Outdoor living is a highlight of this property, with both front and rear decks offering plenty of space to enjoy ocean breezes, morning coffee, or evening sunsets. The generous parking area provides ample room for vehicles and beach gear. Additional features include an outdoor shower, a 50 Amp RV plug, and hurricane shutters. Whether you're searching for a vacation getaway, rental investment, or full-time coastal residence, this well-located beach home is a great opportunity to own a piece of paradise in the heart of Surf City. Schedule your Private Showing Today!

1303 N Topsail Dr, Surf City

Courtesy of Terri Alphin Smith & Co

$479,900
3 Beds 2 Baths 100589706 MLS
Welcome home to coastal living on one of Waterside's most sought after premium pond homesites, where peaceful water views set the tone before you even step inside, and a long list of upgrades means less work and more time enjoying what matters. Craftsman style columns and a covered front entry welcome you home, with manicured landscaping framing the front yard. Step through the front door and a board and batten accent wall lines the hallway, setting the tone for the home ahead. The first bedroom offers a built in bookshelf with a Murphy bed, the kind of flexible space that flexes with your life, guest room today, home office tomorrow, hobby room whenever inspiration strikes. At the heart of the home, the kitchen was completely reimagined for the way you actually live and entertain, with an expanded island made for gathering, additional cabinetry and counter space, quartz countertops, a tile backsplash, soft close cabinets and stainless steel appliances. Throughout the home, a Smart Home Technology Package puts lighting and the alarm system at your fingertips, and a UV air purification component built into the HVAC system keeps the air cleaner and fresher throughout. Retreat to the primary suite, a true escape from the everyday, with a spa inspired bathroom featuring an extended vanity, quartz countertops, shiplap detailing and a custom accent wall in the private water closet. It's the outdoor living here that truly sets this home apart. Step out to your screened in porch and take in one of the community's coveted pond views, where mornings are quiet and evenings close out with a breathtaking sunset over the water. A fenced in yard and raised garden beds round out a backyard made for slow mornings and easy living. Location makes everyday life even easier. You're less than a mile from the high rise bridge with sweeping Atlantic views, just over two miles from the Surf City Pier, and an easy drive to Wilmington and Camp Lejeune. Waterside residents also enjoy a pool, clubhouse, fire pit, playground, multisport court and sand volleyball court, plus, as a Surf City resident, two free parking passes for effortless island access. Schedule your private showing and come experience Waterside living for yourself.

2045 Course Ln, Surf City

Courtesy of Keller Williams Innovate-Wilmington

$1,278,000
4 Beds 2 Baths 100590899 MLS
Welcome to Vintage Vacation, an oceanfront coastal retreat where panoramic beach views, floor-to-ceiling windows, and multiple outdoor living spaces create an unforgettable waterfront experience. Perfectly positioned on the shores of Surf City, this 4-bedroom, 2-bath home offers the ideal blend of classic beach charm and breathtaking scenery. From the moment you step inside, you'll be captivated by the abundance of natural light pouring through the floor-to-ceiling windows in both the living room and the primary bedroom, framing spectacular views of the Atlantic Ocean. The open-concept living area is designed for gathering, entertaining, and soaking in the ever-changing coastal backdrop. The spacious kitchen flows seamlessly into the main living space, making it easy to host family and friends after a day on the beach. Comfortable bedrooms provide plenty of room for guests, while the oceanfront primary suite offers a peaceful retreat where you can wake up to stunning sunrises over the water. Outdoor living is where this home truly shines. Relax on the oceanfront deck, rinse off in the outdoor shower after a day in the sand, or head up to the rooftop deck to enjoy panoramic views of the Atlantic Ocean, spectacular sunsets over the island, and star-filled coastal evenings. With the beach just steps away, every day feels like a vacation. In addition to its incredible location and amenities, this property has an established history of strong rental income, making it an attractive opportunity for buyers seeking an income-producing coastal investment. Rental history and income information are available upon request. The home is being offered fully furnished with only a few exclusions, allowing the next owner to begin enjoying or renting the property with ease. Even better, this home benefits from low flood insurance costs for an oceanfront property, offering added value and long-term savings. Conveniently located near Surf City's restaurants, shopping, fishing pier, and local attractions, this property presents an exceptional opportunity as a primary residence, second home, or investment property. If you've been dreaming of owning a true oceanfront escape with unforgettable views from nearly every angle, this is the one.

2002 S Shore Dr, Surf City

Courtesy of Coldwell Banker Sea Coast Advantage

$1,200,000
2 Beds 2 Baths 100590806 MLS
Cross your own private bridge and discover a waterfront retreat unlike anything else on the island. Surrounded by an impressive stretch of shoreline and positioned along a tranquil inlet, this one-of-a-kind property offers breathtaking, unobstructed views stretching toward the Intracoastal Waterway and iconic Surf City Bridge. Enjoy an extraordinary sense of privacy while remaining just minutes from the beach, local dining, shopping, and everything Surf City has to offer. Designed around the beauty of its waterfront setting, the elevated residence welcomes you to the main living level, where expansive windows and a spacious wraparound porch frame panoramic views and fill the home with natural light. The home's tall windows were replaced in 2008, further enhancing the surrounding coastal scenery. Thoughtfully custom designed and built with exceptional attention to detail, this one-owner home has never been rented and reflects years of meticulous care. Exterior features include durable fiber cement siding, EPDM reported to have been installed behind the siding for added moisture protection, and a custom roof-water management system that channels captured rainwater beneath the elevated home. The roof was replaced in 2021. The home was originally designed with the potential to accommodate an additional level, although the original owner never needed or elected to add it. Seller reports that the reinforced construction includes four 3/8-inch rebar rods drilled through each piling, with two positioned inside and two outside. Any future expansion is subject to buyer verification, engineering review, permitting, and applicable regulations. An upland and wetland determination has been completed, with the residence situated on the designated upland portion of the property. The property also includes deeded water-bottom rights. The owners currently maintain flood insurance, and an existing elevation certificate is available. Buyers should independently verify the property's water rights, flood-insurance coverage, costs, elevation information, and transferability. The private bridge, constructed in 1989, creates an unforgettable arrival and makes the property feel like a destination of its own. Complementing the residence is a detached open-air structure offering exceptional flexibility. Envision a waterfront tiki bar, covered entertaining pavilion, workshop, hobby space, or additional storage tailored to your needs. Whether hosting friends, enjoying a quiet morning overlooking the water, or watching the coastal landscape change with the tides, this property offers a lifestyle as remarkable as its setting. With unmatched privacy, unforgettable views, thoughtful construction, abundant shoreline, and exciting future potential, this is a rare opportunity to own one of Surf City's most distinctive waterfront properties.

957 Broadway St, Surf City

Courtesy of RE/MAX Executive

$998,500
4 Beds 3 Baths 100590268 MLS
Coastal Paradise Fully Furnished and Rental Ready! Experience the best of coastal living in this stunning 4-bedroom, 3-bath home offering 2,295 square feet of beautifully designed living space with breathtaking views. Whether you're looking for a full-time residence, a luxurious vacation retreat, or a proven investment property, this exceptional home checks every box. Sold completely furnished, it's ready for you to move in or continue generating rental income from day one. The spacious, open-concept floor plan is designed for entertaining and relaxing, with abundant natural light and multiple living areas that comfortably accommodate family and guests. Step outside onto the expansive decks, where you can enjoy spectacular sunrises over the ocean, and refreshing coastal breezes throughout the day. Owners added an oversized outside shower, a drive thru utility building big enough for a 6 person golf cart, as well as plenty of room for a lawn mower and other storage. The storage area has a fridge and a separate room for chairs and etc. and a patio with firepit to enjoy on those nice evenings with family or guests. After a day at the beach, rinse off in the convenient outdoor shower before gathering with friends and family to enjoy everything this coastal retreat has to offer. This property also boasts an established rental history, making it an outstanding opportunity for investors seeking immediate income potential while still enjoying personal use throughout the year. Wake up to the sights and sounds of the coast, spend your days enjoying the beach, and create lasting memories in this exceptional home. Whether you're searching for a high-performing investment or your own private seaside escape, this coastal gem offers the perfect combination! Hot water Heater replaced in 2024, one of the HVAC units was replaced in June 2024

1710 N New River Dr, Surf City

Courtesy of Topsail Palms Properties LLC

$818,900
3 Beds 3 Baths 100590074 MLS
Welcome to the serene community of Pleasant Cove where there is no HOA! This 3 bed, 2 1/2 bath on a corner lot with a top floor view of the sound is a rare find in this community. In this reverse floorplan home, the upper floor is the definition of an open concept with a large living area, large dining area, and large kitchen. The kitchen was remodeled in 2024 from top to bottom with new cabinetry, quartz counter tops and new appliances. Even the upper level half bath is large and remodeled. Storage is no issue as all bed rooms have nice sized closets with two being walk-ins. The primary bedroom bath has double sinks and the laundry closet. Beach friendly flooring with bamboo floors in living areas and ceramic tile in wet areas. Love the outdoors? Find a nice place to relax on one of the three decks. Just one road over on Sand Ct. there is a community walkway/shortcut that leads to a public beach access. Under the house are two carport areas and a 15 x 6 storage area for tools and/or those beach toys. The rear yard has trees while the front is mostly grassy with an irrigation system to keep things green. Ample parking for friends and family is found in the driveway with a pervious surface. In 2025 the owners' added a one stop (upper floor) exterior lift to help get those groceries in the home. This home is well suited as a primary residence, second home retreat or rental.

21 S Oak Dr, Surf City

Courtesy of Wicker Properties of the Carolinas, Inc.

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